Author: Chay D. Baxley

The Truth Behind PMI

Private mortgage insurance, or PMI, is designed to protect lenders from losing their investment in case a mortgage holder is unable to repay their loan. Utilized as an alternative to a complete down payment of 20 percent, PMIs are generally…

Real Estate Facts and Stats

All statistics listed below pertain to sales in September 2013, and are provided by the Tallahassee Board of Realtors, Florida Realtor and the National Association of Realtors. LEON COUNTY Leon County closed 175 single family home sales — 45 paid…

Christmas Consumer Statistics

The holiday season is a time to rejoice and give thanks. It’s dedicated to celebrating with family and friends, eating too much and laughing just a little too loudly. In the midst of such festivity, the privilege of showering our…

Comfort or Couture? Why Not Both?

No matter the season, when assembling your wardrobe collection the most fundamental advice you can follow is to “find your comfort.” Sure, it’s a goofy phrase, but if you find it (your comfort, that is) people will notice and respond…

Evening Rose

Evening Rose. You’ve heard the name before. Driven past its low-key front entrance every day on your way to work. The whole place just never took off. The aftermath of a poor economy, you thought. Unfortunate timing. Or something like…